Fleet Rental Insurance What the Price Includes

The insurance offered at a fleet rental counter is one of the least understood parts of the whole transaction, and the problem is that the price you are quoted rarely makes clear what is included and what is not. The basic rate usually comes with some coverage built in, but the gaps are exactly where the extra charges appear, so knowing what the price includes is the difference between an informed choice and a surprise bill.The base rate typically includes the legal minimum liability coverage, which protects other people and property but says nothing about the rental car itself. Damage to the car is your responsibility unless you add a collision damage waiver, and that waiver, which removes most of your financial exposure to the vehicle, is the main thing the counter is trying to sell you, often at a daily price that rivals the car itself.The waiver does not cover everything either. Theft protection may be separate, the excess, the amount you still pay before the waiver applies, varies by company, and items like tyres,